IntenseDebate - moneyfreedomlife

13 years ago @ http://makingsenseofce... - Do you take all of you... · 1 reply · +1 points

Isn't it illegal for an employer to stop you taking holidays (vacation days)? And you only get 2 weeks in the US anyway right? That's not a lot of time. Holidays are necessary to unwind and de-stress from work. All work and no play makes Jane INSANE! Don't feel guilty taking your vacation days - you earned them and we all need a break every now and again.

13 years ago @ http://makingsenseofce... - Is A House Right For You? · 0 replies · +1 points

I would think the main consideration for you would be your dogs. Sure, you could rent your house out, but as you say, you wouldn't want to get rid of your dogs. And putting them in kennels long term would just be too cruel. Still, if you had very understanding dog-loving friends who wouldn't mind looking after them for a few months (or your sister, since she's now living with you), you could possibly make it work, should you be inclined to travel.

13 years ago @ http://makingsenseofce... - Mortgages · 1 reply · +1 points

I find I'm paying about the same in mortgage interest, rates (tax) and insurance on my house as I would pay in rent for a smaller (though possibly nicer) place. The interest charges will go down over time (on average), while rents will only go up. The fact that I can customise my place to my heart's content is just gravy. :-)

13 years ago @ http://makingsenseofce... - Investing for Beginners · 0 replies · +1 points

I look forward to reading your future investing posts. I'm just starting to look at investing myself. Aside from Kiwisaver (New Zealand's version of 401(k), Roth IRA etc), my first foray into investing was through purchasing shares in a particular company I felt optimistic about. As soon as I bought the shares, they dropped 20%! But most of that was due to circumstances beyond their control (earthquakes!), so I feel positive they'll rebound soon and will keep them for the long term. Next year I'll be investing in an index fund - one that has a monthly-deposit plan with no brokerage for dollar-cost-averaging.

13 years ago @ The Happy Homeowner - I've Officially Entere... · 1 reply · +1 points

This post describes exactly how I've been feeling lately. Like you, I've had to step away from the budget. It was driving me batty staring at excel every day, stressing about the tiniest purchase. Sometimes you just have to take a breather.

13 years ago @ The Happy Homeowner - Today, a Bank of Ameri... · 1 reply · +2 points

Oh My God! That is completely unbelievable! I read this story with my jaw trailing on the floor. I truly hope that man gets fired. No-one has the right to speak to you (or anyone else) like that. Unacceptable.

14 years ago @ http://makingsenseofce... - Another Money Money Mo... · 0 replies · +1 points

Hi Michelle. If I were in your position, I would probably keep a conservative $10,000 in the EF and put the other $5000 towards debt. $10,000 is a good amount for 2 people.

14 years ago @ http://makingsenseofce... - My Plumbing Mistake... · 0 replies · +1 points

I can understand that. No-one wants to deal with cowboys! These guys shouldn't be allowed to operate by the sound of it.

14 years ago @ http://makingsenseofce... - Life's Little Splurges · 0 replies · +1 points

My splurges would be travel and a fast internet connection. Never been one for eating out though - mainly because I'm usually disappointed by the meal and consequently hate wasting the money. If I was GUARANTEED to have a delicious meal however, that would be different. :-)

15 years ago @ Give Me Back My Five B... - Drawing design inspira... · 0 replies · +1 points

I'm not sure of any canadian websites, but if you have magazines like Home and Garden, check out their websites for inspiration. Or even have a look through Google images - it can often point you in a direction you wouldn't normally follow.

Also, my suggestion would be to keep the paint and carpet fairly neutral - warm if you're in a cooler climate and like your house to be cosy, cool if you're the opposite. With a neutral decor you can update the look fairly regularly by changing the furnishings and accents, without spending a fortune to do so.

I'm looking for my first home now as well, so have enjoyed reading your story and look forward to seeing what you do with the place. :-)
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