I know, I know....thank you for the slap on the hand. I needed it. I leave NO cushion in my checking account right now. Basically because I'm trying to get my emergency fund "up there."

Thankfully, I have a free overdraft option with my credit union that if I do happen to go over in my checking account will immediately take it from my emergency fund savings account. So practically I am safe, but theoretically I am not. I need to add this in ASAP.

I like the blog!