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i love how you broke it down like that.. when looking to get a credit card i had a hard time understanding what these things meant.. this really helps..
i have to wait and see how it affects me next semester in order to know how this makes me feel.. after reading i thought "so does that mean I'm getting more money from my stafford loans?".. or is this just on repayment?..
i tried to apply for loans before with a cosigner .. and ended up using 3 different people and had much difficulty because all of them had credit scores that weren't "good" enough for approval.. the banker said that they were "good" but not great.. so where to go from there.. thats what i would really like to know!!