Wow such stereotyping here. I got a new car under this program. I was not in the market for a new car but did trade in my 10+ year old car for a newer car with much better mileage. And, I can make my paymens just fine. Not everyone is in the same boat and thus should be looked at the same way. Do you guys work in central office? (I know this was not directed at one person I just find such broad strokes on this board so often).