How can it when we only get 36 months of benefits and it takes 4 years to get a Bachelors. I understood from the get go I would have to take out Stafford Loans. Yes, I have loan payments now that I graduated, but I make a nice living using the degree I got. Even if these folks have to take out loans, they don't have to make payments on them until 6 months after they get out of shool and then have 10 years to pay them off.