Wow. I hate to think what those crazy Aussies are planning to put on boxes of -- er, prophylactics.

I think that's the main reason we're having trouble with this. Regular health care used to be something one could pay for, and folks bought insurance just in case an arm got broken. Now, though, it's gotten expensive enough that people don't buy health insurance as insurance; they buy it as a service, like a prepaid funeral. The market has changed to the point that insurance is no longer the right word for it and insurance providers are no longer the best equipped to deliver it, but they don't want to lose the business and the government can't afford to have another financial sector on the ropes, so ... well, whatever happens, nobody's going to be particularly happy.