IntenseDebate - Mrs. Frugalwoods

10 years ago @ Moneywatch101 - Milestones Achieved in... · 1 reply · +1 points

Congrats on a great year! I totally agree with you on big goals--I like having them to keep me motivated and focused. Plus, I structure my smaller goals around achieving my larger aims. 2014 was a great year for us--we ramped our savings rate up to 65% and solidified our plans to move to a homestead in the woods. Happy New Year to you :)!
My recent post Not So Great Trash Finds: New Year’s Resolution Edition

10 years ago @ Moneywatch101 - What to Know Before Yo... · 0 replies · +1 points

It's definitely a risk and you make great points that people should be financially prepared not to make money for possibly a good long time. If you can build your business up as a side hustle while still working a day job, that's a great way to give yourself a cushion.
My recent post Weekly Woot & Grumble: Mom’s On Email and My Hands Are Dry

10 years ago @ Moneywatch101 - Retirement Your Way: L... · 0 replies · +1 points

I think you're right that knowing what it is that you truly enjoy doing is the first step! If you're not passionate about it, it's probably not going to succeed. But if you love it, you'll want to pour all of your time and creative energies into making it awesome.
My recent post Weekly Woot & Grumble: Deck Those Frugal Halls

10 years ago @ I Pick Up Pennies - Nothing's ever enough ... · 1 reply · +2 points

I think you're absolutely right that we usually only see a fraction of people's lives and struggles. It's easy to assume that everyone else has it together and has all of their nails organized in mason jars, but we know it's not true! We're all imperfect assemblages just trying to do our best . Thank you for sharing this!

10 years ago @ Moneywatch101 - The American Dream · 1 reply · +1 points

I think you make a great point that home ownership is not always the best option in all circumstances. Sometimes it absolutely makes more sense for someone to continue renting. We do own our home, but it wasn't a decision we made lightly. And, it takes quite a bit of upkeep on a regular basis.

10 years ago @ I Pick Up Pennies - Anti-social is frugal · 0 replies · +1 points

I can relate to this! We're not totally anti-social, but, we're very happy as homebodies. We like people but don't seek out huge parties/groups of folks--too stressful and comes with too many expectations! I'd rather have a few close, deep friendships.

10 years ago @ Moneywatch101 - Personal Finance Sayin... · 1 reply · +1 points

Fun! You could make a reference book/dictionary for all of us in the PF space. It could become standard issue for new bloggers/personal finance folks :)
My recent post Beyond The Allowance: Raising a Frugal Kid

10 years ago @ Moneywatch101 - Personal Finance Sayings · 0 replies · +1 points

Nice! I like your definition of Badassity :)

10 years ago @ Moneywatch101 - When a Financial Emerg... · 1 reply · +1 points

Good tips. You're on the money (hah) with being prepared by having an adequate emergency fund set aside. I think that's my #1 piece of advice--plan for the unexpected at all times!
My recent post Frugal Hound Sniffs: Financially Blonde

10 years ago @ Moneywatch101 - Withdrawing from the 401K · 1 reply · +1 points

I agree--whatever you do, don't withdraw from your 401K! I think it's best to just pretend that money isn't even there...
My recent post Weekly Woot & Grumble: Frugal Hound All Around!

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