Abigail

Abigail

122p

7,551 comments posted · 0 followers · following 0

1 day ago @ I Pick Up Pennies - Of restorative weekend... · 0 replies · +1 points

I’ve been making an effort to go out more. Happily MeetUp has worked out well for me. It’s how I found my trivia group and I belong to a couple more groups there too that have occasional events. Hence my getting out a fair amount. Darryl helps with that too of course.

1 day ago @ I Pick Up Pennies - Of restorative weekend... · 0 replies · +1 points

To be fair, I stole the washer/dryer fund idea from my mom and her DF. But it really has been great. Just checked and it’s up to about $1,285. That’s enough to buy at least one good if not too of the line washer or dryer and still have a fair amount toward the other unit. Here’s hoping they don’t die at the same time! I’ve been saving for about 6-7 years. Progress has slowed in the past year because there’s significantly less laundry now that it’s just me. Though maybe I should start putting money in when my tenant does laundry too? We’ll see.

2 days ago @ I Pick Up Pennies - November financial update · 0 replies · +1 points

Well, glad the cat was the only one to hear you snort. And that you have such faith in me that an irresponsible spending spree merits a snort! Also, it\'s pretty cool that your office has a cat.

2 days ago @ I Pick Up Pennies - November financial update · 0 replies · +1 points

I think you counted the Roth twice -- once on its own and once for the amount that went into the SEP -- because I\'m getting $2,960. But yeah wow that\'s still a lot. Hooray!

2 days ago @ I Pick Up Pennies - Is "middle class" real? · 0 replies · +1 points

Yep, almost everything new is a \"luxury\" apartment. Especially the ones downtown, but in general as well. Who would want to build the next mediocre, mid-range rent building? No, it has to be the latest and greatest -- and the new rents on the buildings reflect that. The same thing happened in Seattle. You had to go to the older, more rundown buildings to get a decent rent.

I\'ll take your word on the swimming pool situation. Most of the houses on the market when I was looking had them but, of course, they could have been additions after the house was initially purchased. I actually desperately looked for a place without a pool because I know how much upkeep would\'ve cost (financially or physically, if we tried to do it ourselves) and that we wouldn\'t use it enough to make up for it.

\"Conditioned dissatisfaction\" is a good way to put it, I think. We\'re taught to want the latest and greatest, so as soon as the newest phone or tablet comes out, ours just doesn\'t seem cool enough. Or the latest gadget just is too tantalizing to skip out on, and we\'re dissatisfied when we do. (Less so with frugal people, but we\'re susceptible to it too, of course.)

2 days ago @ I Pick Up Pennies - November financial update · 0 replies · +1 points

I don\'t know what Christmas Leave Loading is, but it sounds promising. I hope your November goes well too!

2 days ago @ I Pick Up Pennies - November financial update · 0 replies · +1 points

Looking forward to it!

3 days ago @ I Pick Up Pennies - Is "middle class" real? · 2 replies · +1 points

Yep, part of the problem could definitely be that lifestyle has inflated to the point that \"middle class\" is now the same as \"upper middle class\" was in the past. (I guess it adjusts for inflation too?) I don\'t know that pools, jacuzzis and fire pits are considered squarely middle class (maybe pools if you\'re in Arizona, where even older houses tend to come with them); but houses have definitely gotten nicer -- and more expensive along with it.

I think debt is considered normal because there\'s an assumption of how lives are supposed to look and spending matches that, even when it doesn\'t match salaries. But as others have pointed out, housing and health care are big players in this too. As I believe I say in the post, it\'s no longer uncommon to see $800 to $1,000 rents. That\'s simply too much for a lot of people, but as long as owning a house is more and as long as people are flocking to the city, the market will bear overpriced apartments.

3 days ago @ I Pick Up Pennies - How to save money on bras · 0 replies · +1 points

Haha \"one a day\" -- love it. I don\'t know how many people, if any, expect women to get by with just one or two bras. But I could see some extreme frugalists giving it a shot, so I thought it was worth mentioning that you shouldn\'t be wearing the same bra day in and day out. (This was news to a couple of women in my life.)

Bra shopping can definitely be the pits. It\'s one reason I like shopping online at Victoria\'s Secret, having a bunch shipped to me -- no digging in the drawers in the hopes that your size is there! -- then returning the ones I don\'t like. Thankfully, the elastic rarely makes me itch and never makes me burn, but it IS fascinating how many of the bras fit weirdly even when they\'re all the same size. I know cuts are different but... C\'mon!

3 days ago @ I Pick Up Pennies - Is "middle class" real? · 0 replies · +1 points

True, I think we definitely pay more than we used to -- at the very least in deductibles and premiums -- but at least medicine IS helping people live longer for those amounts. That\'s... something.