I would also like to join in with a finance check-in! Everyone is so encouraging & lovely. A year ago I'd cleared everything bar student debt (which is deducted from my salary before I get it, so feels more like a tax), but one big move and life change later: hello overdraft + credit card.

Fantastic read, thank you!

(I've just finished my first semester of on the job teacher training and am feeling so many things at the moment; this has helped me organise my thoughts some.)