IntenseDebate - Teneshia

13 years ago @ MyTenSense.com | A Blo... - 10 easy steps to teach... · 0 replies · +1 points

I appreciate that, Nick. If you "like" my writing, "like" my Facebook page, https://www.facebook.com/MyTenSense

13 years ago @ MyTenSense.com | A Blo... - What you should know a... · 0 replies · +2 points

Obviously you. Thanks for reading.

13 years ago @ MyTenSense.com | A Blo... - How to live a good lif... · 0 replies · +1 points

Hi Dalene, Glad you're saving your money cause it will come in handy during an emergency and later on during retirement. I meet with retirees every day who are struggling on a limited fixed income. I checked out your blog and like it and I'm going to use some of your tips. Thanx.

Ten

13 years ago @ MyTenSense.com | A Blo... - How to loan money to l... · 0 replies · +1 points

That's a good rule. Don't give or loan money if you can't afford to lose it. However, everybody needs help sometimes. So if you ever get to a point that you can afford to give money away, do it for a family member or a friend in need.

13 years ago @ MyTenSense.com | A Blo... - Miami heat star isn't ... · 0 replies · +1 points

Thanx, Alana. But some are and we need to watch the men we bring around our kids because I know a former NFL player who was sexually assaulted by his stepfather every night while his mom was at work.

13 years ago @ MyTenSense.com | A Blo... - McDonald's worker can ... · 0 replies · 0 points

let's not resort to name-calling when we don't agree with someone's point of view. A minimum wage worker can save 20% of his or her income, but it may require having a roommate. So be it, to be financially secure versus struggling to pay rent on your own and having no money saved and being in dire straits if you lose your job.

14 years ago @ MyTenSense.com | A Blo... - McDonald's worker can ... · 0 replies · +2 points

Glad you asked. However, if you re-read the blog, you will see that I wrote that I am talking about the 20 in my 60-20-10-10 rule© that calls for saving 20% of your income in order to retire with $1 million. As far as expenses, that's a whole nother discussion. This blog was specifically about saving money. So I posted several links to my 60-20-10-10 rule© that explains that no more than 60% of your income should go toward expenses. To learn how to live on a budget, treat yourself and save for retirement, read this blog, http://mytensense.com/2012/04/how-to-live-a-good-...

14 years ago @ MyTenSense.com | A Blo... - Unsettling news about ... · 0 replies · +1 points

Well, Joseph. Most people didn't know this. So I'm glad to report it.

14 years ago @ MyTenSense.com | A Blo... - It doesn't matter how ... · 0 replies · +1 points

You're welcome, Donald! We used to write a lot about celebrities and athletes, but now the focus has been changed to financial guidance. I hope you continue to read My Ten Sense.

14 years ago @ MyTenSense.com | A Blo... - It doesn't matter how ... · 0 replies · +1 points

I feel your pain. I scaled down in 2009 when I lost my job and yes it was very messy. I was also going through foreclosure. But when I got gainful employment again in 2011, I caught up on my mortgage and bills and decided to live below my means to pay off my debt and to save for my emergency fund. I should have my 1-year emergency fund and be debt-free, excluding my house, at the beginning of 2013. Whoo-hoo!

You can do it too, just be disciplined and treat yourself every now and then

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