Alex Leonard
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That being said though, I do use an awful lot of other services, however I think anything mission critical is safely backed up locally.
If you're paying for a service you'd definitely want reassurance that the terms and conditions guarantee you security of information.
Of course these free services probably do 'warn' the user that they have no responsibility for the data, but users are so used to ticking the box that agrees to terms and conditions that it would probably be the right thing to do to show a summarised version of those T&C on sign up.