I have a high rate (9%) and I tried to refinance. They will not let me they say I don't make enough $, although I'm current on my mortage- another reason they will not help. And my house isn't "worth" any money. It was such a crap waste of my time. I felt so angry after this.
Yes uneducated white people too that thought it would be cool to have a black president or wanted to see if it could be done or didn't want to appear racist or had something to prove to themselves that they weren't racist. I've talked to only a handful of black people and they all said that if a white person didn't vote for obama it is probably because of race.
He was elected mostly because he is black, young, "hip"--On TV I specifically remember a black lady jumping up and down exclaiming oh my god we have a black president---As if that was the objective. Oh yes it was. Also during election night the tv kept showing pictures of black people from some other country (I don't remember which one) but what do they have to do with our election? I've seen shirts with obamas face painted with the colors of the african flag! Why not red white and blue? He was elected because he is black plain and simple.